Why I Started Money On FIRE – The Straw That Broke The Camels Back

I’ve wanted to start this blog for quite a long time now.

But like starting any new project I kept putting it off, until about a week ago when something happened. It was pretty minor really but it was the straw that broke the camels back.

I was sitting on the bus home from town with my wife and there was a woman behind me talking to her friend about a trip she’d taken to Las Vegas.

Fair enough, I thought, there had been a lot of adverts around Glasgow for cheap flights to Las Vegas so she probably got a good deal. Besides, even on a journey to financial independence, big spends can be perfectly ok if they make you happier as Accidental FIRE showed us.

But then she started boasting to her friend about how she maxed out a credit card in the first three days of her trip.

I sat there red in the face, steam coming out my ears internally raging at this irresponsible spending. Who would do make such a terrible decision??

I mean seriously!

If you go on holiday and max out a credit card you have no business going on holiday!

No experience or good time is worth debt you’re going to be paying off for years to come.

Then it occurred to me how often I’d heard this or something similar.

So I decided it was time. I would start Money On FIRE and if I can help one person refrain from making those kinds of terrible decisions then it will be worth it.

If you think you’re the person on the bus then stick around. I can help.